Accident & Health

We provide specialist products to the corporate, individual and group markets. We have extensive experience in all areas in which we trade and pride ourselves on our innovative approach and ability to assist both the placement and development of accounts.

We consider risks for most occupations including key personnel, actors, entertainers, musicians, sports people including all forms of motorsport and journalists and other personnel in hazardous or hostile zones. We will provide cover worldwide for:

• Accidental death or bodily injury resulting in loss of limbs and/or permanent total disablement from the insured’s usual occupation or any occupation as a result of accident and/or sickness
• Temporary total disablement if an injury or illness prevents an insured person from attending to his or her occupation
• Travel protection for business travellers including medical expenses arising out of accident or sickness whilst on a business trip, cancellation, curtailment and personal property
• War and terrorism extension for travellers or workers in hazardous countries
• Accident only medical expenses when written in conjunction with personal accident coverage
• Other bespoke coverage as required

Medical Expenses